Your All-In-One Merchant Account

To get a merchant account, all you need to do is get in touch with one of our specialists to get the ball rolling. You will need to provide relevant details about your business, then we will do the rest to get your merchant ID and get you onboarded so you can start accepting card payments.

There are no set-up fees with Total Processing. There are also no cancellation fees. The running costs, however, such as the monthly rental fees and per transaction processing fees, depend on various factors such as the type of industry and the level of risk involved in your business. A high-risk merchant account would cost more than a low-risk merchant account.

The amount of merchant accounts your business needs will depend on a variety of factors. If you have several brick-and-mortar stores and are using POS systems (card readers) to accept card payments in person, then it’s recommended to have at least one merchant account for each location. You may even need multiple card machines at each site. You'll also need a separate account to take online payments, and you may need more depending on how you want to take flexible payment options. For example, you’ll need an additional account to take payments online by phone (a virtual terminal). This might sound confusing, but it doesn’t have to be. We will carefully review your business and help you figure out how many accounts you'll need to operate as smoothly and cost-effectively as possible. Then we will set it all up for free.

Yes. The two are not the same thing. You will still need a payment gateway to accept card payments, as well as many alternative payment methods such as Apple Pay, PayPal, American Express and more. We offer all-in-one packages that include a merchant account, payment gateway, payment processor and more.